A hand of belief

Insure Today or regret tomorrow

Your Road buddy

Life always gives two choices- Be sure about it OR be prepared to face unannounced blunders. Safeguard yourself against the uncertainties of the road by having our insurance companionship. Come aboard and say goodbye to all your worries.

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Description

Two Wheeler Insurance Online in India

Imagine going on a drive on a pleasant day and hitting a car by mistake, which came speeding in front of you. Or, hitting a person riding a bike just because he or she took a turn without any sign or maybe crashing your two-wheeler to avoid stomping on a pet animal that came running to you.

But it is what it is. If it has to happen, it will happen. Now imagine having our hand to pull you out of this situation. What if you had it all under control having the companionship of an Insurance.

Insurance! Eh!, Why?, Hectic process, difficult to buy, not sure where to buy from etc.

Some of the words that come to mind when you hear the word, isn’t it? Well, worry no more.

With our expertise in two-wheeler insurance, we can help you get your policy in no time. Choose from an array of insurers for your perfect policy to protect you and your loved ones. You will receive all of this by sitting in the comfort of your homes. Our advisors are going to guide you at each step.

Now, what are you waiting for when you are just one click away from being sure in life. Buy now!

Types of Two Wheeler Insurance in India

Third Party two wheeler Insurance:

A Two Wheeler Third Party Insurance policy is basic type of insurance that is designed to cover for damages and losses (including death, bodily harm, injury or death, and damage to property) your two-wheeler/bike could cause to a third party.

Comprehensive two-wheeler insurance:

It is a combination insurance which covers Third-party liability and own-damages. It covers financially against all kinds of damages caused to your bike as well as another individual, vehicle or property.

Third-party Insurance - What’s covered and what not!

Third-party insurance covers

In case of accidents, all the medication costs until the recovery of the injured third party are taken care of by third-party insurance.

Personal damage to the person

In case of damage to any property like house, car, bike, etc., the Third Party receives the compensation under a Third-party insurance plan, but in India, the maximum amount is restricted to Rs. 7,50,000.

Damage of Property

As per the Motor Vehicles Act, 1988, having third party insurance is mandatory by law. So, you are saved from many unnecessary fines. Don't wait up anymore else you may need to wait at a traffic signal paying huge fines,buying link

No fines

WHY CHOOSE US?

Lowest rates with options

With us, individuals can choose from a wide range of policy options that differ based on premiums, sum insured levels, features, benefits, etc. You have a list of best-fit policies for you with comparisons with a click.
Simple, short and smooth buying process

We care for you and your concern for maintaining social distancing. All you need is a mobile or computer and an internet connection. It’s completely paperless and takes very little time, even for claims!
Fastest claims

We value your time and its importance. To cut out the delays, we help you in getting your claims settled in quick time.
Cashless Claims

All our Insurance partners have tie-ups with a lot of garages, and for your ease, they provide cashless facility for repair, in case of an accident resulting from natural or man-made mishaps, thus relieving you from spending your hard-earned money in repairs.
No Claim Bonus (NCB)

If you buy a Comprehensive policy and do not take any claim during the policy year, you get a discount in the premium at the time of renewal – which is known as No Claim Bonus. All you have to do is- keep your vehicle in good condition and drive safely to take the full benefit of this feature.
Excellent customer support

Our advisors are present with you at each step, just like parents are with their child when it takes its first step. We make sure that the process is convenient for you, and you are satisfied with us.

What it doesn’t cover

You and your motor vehicle

Third-party insurance won’t cover your medical costs in case of injuries or repairing costs for the damage of your vehicles. But, you need not worry, check the link for comprehensive insurance.

Driving without a valid Driving License holder

If, during the incident, the driver holds a learning license and doesn’t have a valid license-holder at the pillion seat, then the claims in those situations won’t be covered.

Thefts

It doesn’t cover the claims in case the two-wheeler gets stolen, but it is taken care of in comprehensive insurance

Drunk Driving

The third-party insurance doesn’t cover in situations where you were drunk driving or without a valid two-wheeler license. Don’t drive flushed.

See What Our Customers Say About Us

A big thanks to the efficient team at Millennials Insurance Brokers which not only helped me buy a policy, they gave me exceptional post-sales services too. I found a solution for all my insurance needs at their platform.

Anshul Sharma

I have received the complete claim amount from the motor insurance I availed. I would like to thank Millennials Insurance Brokers for helping in choosing the right insurance and the effort in expediting the same.

Kalpana Gupta

Millennials Insurance Brokers team members are a great help and knowledgeable with all insurance concerns. They always respond consistently with respect and compassion. A very energetic team!

Neeraj Maan

Millennials Insurance Broker’s online experience is very seamless, especially if one is renewing the motor policy it is the most hassle-free process and gets done in few clicks and few minutes.

Kanika Khurana

I would unreservedly recommend MILB to any company who wishes to find an insurance broker that will act as a true partner, do the proper research to ensure proper choices of plan, and be a strong advocate with both the carriers and providers

Ujjwal Sharma

We recently bought the group health insurance for our employees. It is an amazing plan with great safety features and the premium rate is less. Not so costly at all. Even, we bought the policy online. It is very easy and hassle free to buy the policy online. Thank you so much team MILB for giving the best plans at low premium rates and the prices.

Parveen Yadav

Anshul Sharma

Kalpana Gupta

Millennials Insurance Brokers team members are a great help and knowledgeable with all insurance concerns. They always respond consistently with respect and compassion. A very energetic team!

Neeraj Mann

Millennials Insurance Broker’s online experience is very seamless, especially if one is renewing the motor policy it is the most hassle-free process and gets done in few clicks and few minutes.

Kanika Khurana

Ujjwal Sharma

Praveen Yadav

FAQ

What is the range of premiums in this insurance plan?

We provide this insurance cover to help our customers and hence have kept very affordable premiums. You can get an insurance cover starting from Rs 800*.
Is it safe and trustworthy?

While we understand your concerns, and would very much like you to know that our premium plans are being used by lakhs of happy customers.
How many claims can I take in a year?

Upto the IDV for the vehicle and for the third party, it is unlimited. Limits as per IRDA guidelines for Owner and passenger.
What is the annual sum insured?

Annual sum insured is the maximum amount your insurance provider can pay during one policy year. So, for example, if your sum insured is 15 lakhs*, that is the maximum claim amount the insurer can compensate in a year.

*that is the maximum claim amount the insurer can compensate for one year.
What is the meaning of Restore Sum Insured?

Restore Sum Insured is an aid an Insurer offers in which once you have drained your Sum Insured in a policy year, the insurer restores the same for you at no additional premium.
What are the documents required?

Following documents would be required - Documents to prove :

Age -Aadhar Card, Birth Certificate, Passport for age proof,

PAN Card, Cancelled cheque

Address proof, and passport size photo.

(These are the documents are of the proposer - might need additional documentation as per underwriting)
What are the prerequisite documents needed for claiming settlement?

The claim form is appropriately filled.

Photocopy of the vehicle RC along with the original for verification.

Accurate description of loss.

Payment receipts and repair bills.
What if someone else was riding my bike during the incident, will I get a claim?

Yes, it won't matter who was riding at the time of the accident as long as the rider has a valid driver's license.
What if the insurance policy expires?

You can lose your No Claim Bonus if you don’t renew it under 90 days of expiration.

As per the Motor Vehicles Act, it’s necessary to have insurance. So, get it done on time, or you could be charged with a fine.
Is third-party insurance compulsory?

Yes, it is as you are legally and financially liable to the third party in case there is an accident. Remember, this doesn't deal with any injuries or harms to you and your bicycle.
What are the documents needed for buying new bike insurance?
Believe it or not, it is a piece of cake. All you need are:
- Earlier Insurance copy.
- Registration copy.
How much money can I claim in case of theft of my two-wheeler?

If your two-wheeler has been stolen, then you can claim the entire amount of the IDV.
What’s the importance of two-wheeler insurance?

It helps you protect your vehicle from damage during accidents, riots, explosions, strikes, etc.

The Motor Vehicles Act, 1988 mandates to have a third-party liability insurance cover.

Get Insured

Quick Links

Contact

+91-9910324956,
+91-9212624569
care@miblinsure.com
Principal Officer:
Jitendra Girdhar, +91-9910324956

Millennials Insurance Brokers Private Limited 570, Tower B, Spaze IT Park, Sohna Road, Sector-49, Gurugram – 122001. Haryana

Licence Number – 638 , IRDA Direct Broker Code: IRDA/DB719/17 , Valid till: 04/03/2024, CIN: U66000HR2017PTC070301, Principal Officer: Jitendra Girdhar (Contact Number: +91-9910324956)